Find the best Credit Card for you.

Easy to apply for a credit card with us,Once you have complete this form.

Instant Approval For Credit Card

Apply for a wide range of Credit Cards on kredbharat starting at 0 annual fees, offering many benefits such as shopping rewards, cashback, & discounts.

Different Types of Credit Cards in India

Shopping Credit Cards

LifeStyle Credit Cards

Fuel Credit Cards

Rewards Credit Cards

Cashback Credit Cards

Travel Credit Cards

Find Loan Products We Offers

We will match you with a loan program that meet your financial need. In short term liquidity, by striving to make funds available to them within 24 hours of application.

11.49%

Rate of interest:

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kredbharat - Loan Company Website Template

8.35%

Rate of interest:

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kredbharat - Loan Company Website Template

12.75%

Rate of interest:

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0

Processing Fee

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Loan Details

Here are the important details you need to know before applying for a personal loan:

  • Minimum Loan Amount: ₹10,000
  • Maximum Loan Amount: ₹40,00,000
  • Maximum Annual Percentage Rate(APR): 24% (This is the highest possible APR, including interest and all applicable fees).
  • Loan Tenure: 12 to 60 months
  • Representative Example: For a ₹1,00,000 loan at 15% APR for 36 months, the total cost of the loan would be ₹1,40,000 (including principal and interest).

Important Disclosures

kredbharat is a loan comparison platform. We do not provide loans directly. Loans are facilitated through RBI-registered banks and NBFCs, including HDFC, ICICI, Yes Bank, and others. Approval is subject to verification.

Loan Terms: Interest rates range from 10.75% to 24% p.a., tenure from 3 to 72 months, processing fees up to ₹4,999 + GST.

Representative Example: For a ₹1,00,000 loan at 15% APR for 36 months, the total payable amount would be ₹1,40,000 (principal + interest).

Personal Loan interest rate & Charges

Bank Interest Rate Processing Fee
HDFC Bank 10.75% Upto ₹4,999/-
Yes Bank 10.99% Up to 2.50%
Kotak Mahindra Bank 10.99% Up to 3%
Bajaj Finserv 14.50% Up to 4.13% + GST
IDFC First Bank 10.99% Up to 2%
TATA Capital 11.75% Up to 3% + GST
IndusInd Bank 10.49% Up to 2.50%
ICICI Bank 10.80% Up to 2.25%
Navi 9.9% 3.99% to 6%
SBI 11.35% Up to 1.50%
HSBC Bank 10.5% Up to 1%
PNB 11.40% Up to 1% + GST

Apply in three easy steps

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1.

Complete the form

First we need to knowa little about you and your needs for loan.

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2.

Get Approval

You will within five working hours of submitting your application and get approved

3.

Secure Your Funds

After approved, we will can you to work out the details. We sent money within hours of approved.

Customer Reviews

Very decent platform to get instant loan benefits. I will surely recommend it to those who are looking for hassle-free and low-cost loan solutions.

Anjali (baroda)

Oh! Here I found the quickest way to calculate the best matching life insurance plan for me and my spouse. I like kredbharat.

Anuj Singh

I appreciate kredbharat for providing me genuine way to apply for a credit card at low-interest rates.

Sahil Tyagi

Ask about zero process free credit card?

Credit is money that the bank or the issuer of the credit card gives you. Using a credit card is similar to taking a loan. Anytime you charge something, you are actually borrowing money which you can pay back later next month or over a period of time.

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kredbharat is the right platform to compare the best insurance policy and loan plans as per your needs.
kredbharat has 10 years of experience and offers a wide range of options of financial products.
kredbharat provides different loan products including personal loans, home loans, car loans, and credit cards.
To apply, you need to fill the form, get approval and then finally secure your funds.

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